Good Sense Living

Despite rising mortgage rates, some clever homeowners discovered a trick to reducing their mortgage by using a simple, free online tool.

How would you like to learn about an easy way to cut your mortgage payment by as much as $2,400¹ each year? For a short window of time, American homeowners can do this – and it is completely legal.

It’s all because of a government program that was rolled out to help stimulate the economy, and it’s called the Home Affordable Refinance Program (HARP). Unfortunately, while millions of homeowners across the country can benefit from this program, the government may not have done the best job to let you know about it.

And guess who else does not want you to find out?

The big banks are trying to keep a lid on letting this information out to the masses and eagerly waiting for time to run out. They are close.

The HARP program is set to expire in 2018, at which point the banks will be back in control and homeowners will no longer able to take advantage of the significant mortgage reduction that can be obtained with this program.

The good news?

There’s still time to see if you are eligible, and there’s absolutely no cost for this program. Once you are approved, you’ll enjoy a new low mortgage payment – all thanks to the HARP program.

Close to a million homeowners can benefit from HARP, but many perceive it as to be too good to be true. Remember, HARP is a free government program and there’s absolutely NO COST to see if you are eligible. Click here to find out now.

Not everyone is eligible for the HARP program, but the government wanted to make it available for most Americans. If your mortgage is less than $625,000, then chances are high that you are eligible.

This eliminates the rich from taking advantage of loopholes, while helping middle class Americans put more money in their pocket. This, in turn, encourages more spending and boosts the economy.

The ultra-rich are not the only ones being left behind. The program forces banks to cut rates and allow homeowners to switch lenders that offer consumers a better deal. No longer are banks able to just charge whatever they want. At least not until HARP expires this year.

That’s why banks are not happy.

By keeping middle class American homeowners at their higher mortgage rates, the banks continue to make loads of cash. The HARP program changes all of that, so banks are desperately trying to reverse the program and prevent homeowners from finding out about it. So far they have been somewhat successful, as some believe the government has done a poor job informing the American middle class about this program.

How Much Can You Save By Qualifying?

President Obama recently stated, “People can really take advantage of this,” suggesting that homeowners should refinance before it’s too late.¹

Here’s an example of how much you could be saving by reducing your rate to 3.25% from 6.25% (based on the rate that many homeowners received from lenders in the past).

Homeowners who want to take advantage of these savings must do so before the program comes to an end (set to expire in 2018).

The HARP program allows homeowners to shop for the lowest rates, get out of their current mortgage contract, and lock in historically low rates. This is where a neat online tool comes in handy.

Traditionally it would take hours, if not days, for one person to shop around for the best rate. With this service, you can quickly compare rates online in a matter of minutes. Just fill out the short form and their system will do all of the searching and number crunching to provide you with the best options available. They work directly with HARP Approved lenders that can provide you a comprehensive set of options.

There is absolutely no charge for this 100% free service, and it takes less than three minutes of your time to complete the short form. You’ll then be on your way to potentially qualifying for up to $4,2641¹ in savings each year.

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