If you’re obsessed with having a perfect credit score, then there are a few milestones which will have to be met and maintained.
A Perfect payment history
Your credit report will need to be free of any negative information, and there are no any exceptions.
A low utilization rate
Usage plays a major role in your score and it can be a little Perplexing. They do not even offer bonus points if you cover the balance in full every month. They just consider how much your equilibrium comes outside to with every billing cycle. The lower your complete announcement accounts are, the better you are score-wise. To acquire the best 850, do not even consider carrying a balance on your cards. You want to be at or near zero percent.
You have shown a long history of good behavior
If you have limited credit score information, apply for credit too frequently, or have a young credit report then you are not likely to max out your Score. You cannot open a lot of accounts in a brief time without damaging your own scores. Means a tricky credit inquiry in your accounts, which could also ding your own score.
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